Hiring a car should feel exciting - not stressful. This page explains how insurance works at Jimny Rentals, what "excess" means, and how excess reduction can give you greater peace of mind while exploring the South Island.
Excess reduction options and pricing are confirmed during booking and vary by vehicle.
Excess Payable: $2,500 per incident
Covered: Basic third-party + collision damage
Not covered: Windscreens/glass, tyres, wheels, lost keys, minor damage
Note: Full excess applies to all damage under this option.
Best for: short trips / comfortable with higher excess
Excess Payable: $1,500 per incident
Benefits: Lower liability if something goes wrong
Does NOT cover: Windscreen damage, tyre damage, cosmetic or structural wheel damage, lost keys
A great middle-ground if you want lower risk without full cover.
Best for: touring / unfamiliar conditions / general peace of mind
Excess Payable: $500 per incident
Includes: Windscreen repairs/replacement, tyre damage (punctures/cuts/blowouts), cosmetic wheel damage (scuffs/light scratches), lost key replacement
Excludes: Structural wheel damage (cracks/bends), negligent use, prohibited roads/off-road, key delivery costs
Maximum peace of mind for long distances and rural travel.
Best for: South Island road trips / remote destinations / premium vehicles
Full details are outlined in our Terms & Conditions.
A security bond/hold may be placed on the card at the start of your rental.
If no issues occur, the hold is released after the vehicle is returned.
If damage occurs, we charge up to the applicable excess and release any remainder.
Additional charges may be invoiced after your hire (for example tolls, fines, or damage assessments). Outstanding post-rental amounts may be referred to third-party recovery partners, including international recovery where applicable, as set out in our Terms & Conditions.
Choose your vehicle and confirm excess reduction options during booking.
